Grand Rapids financial guidance
Financial decisions informed by a West Michigan perspective.
Design Financial Group serves business owners, retirement plan sponsors, individuals, and families from Grand Rapids, Michigan.
What we can review
Bring the pieces into one conversation.
Direct answers
Start with the question you asked.
How can I get help evaluating a 401(k) rollover?+
A rollover review can compare leaving assets in the former plan, moving them to a new employer plan if allowed, rolling them to an IRA, or taking a taxable distribution. Consider fees, investments, services, withdrawal rules, creditor protection, taxes, and your individual circumstances before acting.
Who can review our company 401(k)?+
A retirement plan review can examine plan goals, fees, provider services, investments, participant experience, governance practices, and existing documentation. The scope and responsibilities of any engagement should be defined in the applicable written agreement.
How should a West Michigan owner prepare for a sale?+
Begin by connecting an estimated business value and likely after tax proceeds to your retirement income needs, succession timeline, buyer options, and life after ownership. Coordinate valuation, transaction, tax, and legal questions with qualified professionals before making commitments.
Where can I start a retirement planning conversation?+
Start with the decision in front of you and bring available information about spending, income sources, retirement accounts, taxes, healthcare, estate considerations, and protection needs. An introductory conversation can identify priorities, missing information, and useful next steps.
Your next step