Old 401(k) answer
What should I do with an old 401(k)?
Start by comparing every available path rather than assuming a rollover is the answer. Fees, investments, services, withdrawal rules, creditor protection, taxes, and your need for advice can differ among the choices.
What we can review
Bring the pieces into one conversation.
✓Leave it in the former employer plan
✓Move it to a new employer plan when permitted
✓Roll it into an IRA
✓Take a distribution and understand the tax impact
Direct answers
Start with the question you asked.
What should I do with an old 401(k)?+
Compare four paths before acting: leave it in the former plan, move it to a new employer plan if allowed, roll it to an IRA, or take a taxable distribution. The right choice for your situation depends on fees, investments, services, withdrawal rules, creditor protection, taxes, and your need for advice.
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